DEVELOPMENT OF BANKING SERVICES IN THE CONDITIONS OF DIGITALIZATION: CHALLENGES, TRENDS AND PROSPECTS. INNOVATIVE ECONOMY, [S. l.], n. 1, p. 109–119, 2025. DOI: 10.37332/. Disponível em: https://inneco.org/index.php/innecoen/article/view/1535. Acesso em: 5 nov. 2025.